Friday, November 03, 2006

Random Thoughts about my House/Mortgage.

Why did my bank just send me a Mortgage Life Insurance Application? My thoughts:

  1. A veiled threat on my life? If so, they should know I studied Northern Shaolin Kung Fu for a year and a half from this guy when I was 15, so don’t even try it!
  2. why would I possibly care if my mortgage gets paid off or not when I die? If the bank is so worried about their money, let them buy it.
  3. in the application, they stuck me in an age bracket that starts at my age and ends at an age that I consider old…does that make me old? Because I'm not...no, really...what? What's so funny?
  4. the first age bracket is “Under 25”. What person under 25 owns a whole house? When I was 25 I was still trying to figure out how to use the microwave (I’ll be done figuring it out soon).

12 comments:

JoJo said...

Re #3. I had the same reaction when I had to check the 35-45 y.o. box for the first time. sniff.

Chris said...

I'm only 24 and I own a whole house...

Dara said...

I know people who owned condos before they were 25. It just makes me feel bad that I'm 30, and I barely even own a car.

Does this mean you're back to blogging?

HomeImprovementNinja said...

jojo: Yeah, who thinks up these brackets? Fascists!

Chris: we don't take kindly to child prodigies around here.

Dara: Not yet. Still thinking about it.

Mari said...

I've been getting a ton of these mortgage insurance things since taking on the 2nd mortgage. I don't even bother reading them, I let Mr. Shredder handle that.
It's a useless policy. I have some sort of life insurance and if I wanted the house covered I'd just up my life insurance coverage. Which I'm not doing.
At 25 I finished my 1st Masters degree. Prodigy? No, easy grad school program.

Chris said...

Hey, I'm just taking advantage of the low cost of living where I live. The median home price here is $120,000 as opposed to the $380,000 median home price you're accustomed to. There are a lot of people under 25 who own homes here (do cardboard boxes count?).

SAILOR MOON said...

This is funny. I guess it doenst seem as important when youre not married. My momma has that, and you know me and brothers are like "yeahhhhh boyyyyy, sell the house and split it 3 ways" Fo sho lol Anyways, sooo why dont you tell us what bracket you fall under.(you neglected to mention it lol)
Glad to hear from you ninja!

Peach said...

you should keep blogging, you're REALLY funny. your swan story killed me LOL :)

The View From Dupont said...

I agree with the pleas to keep blogging!

Glad to see you posted though :)

rachael said...

lol. yes, they want your blood!

Sandra Dee said...

An old boyfriend of mine was exactly 25 when he bought his own home.

He was still trying to figure out how to use the microwave, too, by the way.

Loser.

Kristin said...

Me too, owned a house since I was 21! :)